The No Spend Year

  • by Michelle McGagh
  • Narrated by Lucy Brownhill
  • 5 hrs and 13 mins
  • Unabridged Audiobook

Publisher's Summary

Personal finance journalist, Michelle McGagh, takes on a challenge to not spend money for a whole year in an engaging narrative that combines personal experience with accessible advice on money.
Michelle McGagh has been writing about money for over a decade. You'd think that would make her a whiz with her own cash, right? Wrong! Spending with abandon and ignoring bank statements were her modus operandi. Just because she wasn't in serious debt apart from her massive London mortgage, she thought she was in control. She wasn't. Something needed to be done, but rather than cut back here and there, Michelle's approach was more radical. She set herself a challenge to not spend anything for an entire year. She paid her bills, and she had a minimal budget for her weekly groceries and household essentials, but otherwise Michelle didn't spend any money at all. She was finding creative ways to get the things she needed, to travel and to still be able to enjoy her time. Not only has she saved money, but she is happier, no longer feeling the desire to buy things all the time or feeling the pressure of being sold to. Her relationship with money, with things, with time, with others has changed for the better.
The No Spend Year is Michelle's honestly written and personal account of her challenge. But it is more than that; it is also a tool for life that will help you get to grips with your own financial situation. She talks about money in an accessible, unintimidating and often entertaining way, and interspersed throughout are really brilliant personal finance tips and life hacks about interest, mortgages, savings , pensions and spending less to help you live a more financially secure life, too.

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Customer Reviews

Most Helpful

A handy little guide to personal finance

An enjoyable and honest little documentary about a woman's year disentangling herself from the consumerist grip. Some great tips, not at all preachy with some nuggets of personal finance information dropped in. We could all learn something from this
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- MS F

Seriously? What a waste of time and money.

Swap Cif for white vinegar and cycle everywhere seems to be the type of money saving 'advice' this book gives. Great if you live in Crouch End and have endless local high street shops to visit and compare prices and stuff to do on your door step. Useless if you live in a rural area and have friends and family who don't live round the corner in which case a third of advice won't be applicable. Based on experience such as her miraculous supply of washing powder - she only started running out in month 5 of the experiment! - a lot of it is simply basic common sense mixed with some advice that the author only put up with a in the first place i suspect because she was already counting the royalties for writing this book. You'd get more by just Googling (or indeed going on Twitter) as the author seemed to have done. I haven't learned anything new.
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- The Messenger

Book Details

  • Release Date: 12-01-2017
  • Publisher: Coronet