Summary

Personal finance journalist, Michelle McGagh, takes on a challenge to not spend money for a whole year in an engaging narrative that combines personal experience with accessible advice on money.
Michelle McGagh has been writing about money for over a decade. You'd think that would make her a whiz with her own cash, right? Wrong! Spending with abandon and ignoring bank statements were her modus operandi. Just because she wasn't in serious debt apart from her massive London mortgage, she thought she was in control. She wasn't. Something needed to be done, but rather than cut back here and there, Michelle's approach was more radical. She set herself a challenge to not spend anything for an entire year. She paid her bills, and she had a minimal budget for her weekly groceries and household essentials, but otherwise Michelle didn't spend any money at all. She was finding creative ways to get the things she needed, to travel and to still be able to enjoy her time. Not only has she saved money, but she is happier, no longer feeling the desire to buy things all the time or feeling the pressure of being sold to. Her relationship with money, with things, with time, with others has changed for the better.
The No Spend Year is Michelle's honestly written and personal account of her challenge. But it is more than that; it is also a tool for life that will help you get to grips with your own financial situation. She talks about money in an accessible, unintimidating and often entertaining way, and interspersed throughout are really brilliant personal finance tips and life hacks about interest, mortgages, savings , pensions and spending less to help you live a more financially secure life, too.
©2017 Michelle McGagh (P)2017 Hodder & Stoughton
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Customer Reviews

Most Helpful
1 out of 5 stars
By Miss on 19-04-17

Nothing new and London centric

I normally find books like these fascinating but this book failed to hold my attention. It is intended for someone who has never known or been aware of any money saving techniques (free museums) and assumes you have access to everything that a huge city like London has to offer. I found it incredibly simplistic and dull.
I don't normally write reviews but feel I need to share with others my disappointment.

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10 of 10 people found this review helpful

4 out of 5 stars
By Katherine on 07-02-17

Surpisingly Informative

This is not something I would usually look at to read but seen as it was being read to me I thought I'd give it a go as any help with money has to useful right?

Well all I can say is I was pleasantly surprised with just how helpful this book was. Not only did you hear about the no spend year but also lots of information about finances - where to save, what to do, whats available to us to help along the way. 100% worth a listen in my eyes. Also I now feel more prepared for saving correctly and knowing how to make dents in a mortgage when I need that.

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5 of 5 people found this review helpful

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